Is Your Car Lease a Hidden Gem or a Costly Mistake?
Welcome to the all-new Car Lease Evaluator — the smartest way to break down your lease in plain English. Whether you’re about to sign a contract or double-checking a deal you’ve already made, this tool will help you instantly see the true value of your lease.
Our unique system evaluates your lease using two key numbers: Lease Value Ratio (LVR) and Lease Value Lifespan (LVL). These metrics reveal how much car you’re getting for your money — and how your deal stacks up against the market.
🚘 Car Lease Evaluator – Side-by-Side View
Value Gradient
LVR (%): — i
LVL (Years): — i
Classic Speedometer
Compare Any Lease with Real-World Benchmarks
Compare Any Lease with Real-World Benchmarks
We created this tool to cut through the noise. Instead of confusing numbers and hidden fees, we show you what matters: How much car are you really getting for your money?
Using your inputs, the evaluator charts your lease deal on a color-coded grid. Great deals land in the green zone. Subpar leases drift into yellow or red.
No more guesswork. No more “hoping” it's a good deal. You’ll see it — visually and numerically — the moment you click evaluate.
Why Use a Lease Calculator to Evaluate Your Car Lease?
Whether you're leasing a new SUV, electric vehicle (EV), luxury sedan, or a budget-friendly compact car, understanding the total cost of your lease is essential. Many car buyers focus only on the monthly payment, but that alone doesn’t tell the full story. That’s where our Car Lease Evaluator comes in — giving you a complete picture by calculating your effective monthly cost, Lease Value Ratio (LVR), and Lease Value Lifespan (LVL).
Unlike most car lease calculators that only show the monthly payment or total lease cost, this tool helps you understand how your lease stacks up to the MSRP of the vehicle. It's not just about what you pay — it's about how much vehicle you're getting in return. Our visual grid and speedometer rating give you a simple, instant view of lease quality, whether you're looking at a high-incentive EV lease, a subvented luxury lease, or a basic commuter car.
Use this tool before signing your next lease. Compare vehicles, check lease offers, and make more informed decisions using real-world metrics — not just sales pitches. Better leases are out there — we’ll help you spot them.
📊 Car Lease Evaluator: Cut Through the Jargon and Find Real Value
When I’m looking at a lease deal, I don’t want to break out a dictionary of leasing terms.
Residuals? Money factor? Cap cost? Forget it.
All I care about is this:
👉 Am I getting good value for what I’m paying every month?
That’s why I created the Car Lease Evaluator.
This tool strips leasing down to what really matters:
- MSRP (sticker price of the car)
- Effective Monthly Payment (your actual monthly cost after factoring in down payments or upfront fees)
That’s it. No fine print. No dealer double-speak.
Why ignore all the traditional metrics?
Because:
- I’m leasing, not buying—so I don’t care what the residual value is
- The money factor (interest rate) is already baked into the monthly cost
- The dealer can worry about the math—I just want a quick, easy way to compare value
📈 The 1% Rule… Upgraded
You might’ve heard of the “1% rule” before:
If your monthly payment is less than 1% of the vehicle’s MSRP, it’s usually a good lease.
Well, this calculator takes that idea and runs with it.
- Enter just two numbers
- Instantly get a Lease Value Rating
- See a visual gauge to help you decide if it’s Fair, Good, or Outstanding
This is how lease-savvy shoppers compare deals at a glance—without spreadsheets or stress.